Money Saving....

over at My Patriot Supply until the 26th!

Deals of the Day

Just wanted to share since Tattler rings are in there along with some other really good deals.

Enjoy!

To Do List....

it just keeps growing and growing.

I started pricing out storage sheds today...the current place has lots of basement type storage (sorely lacking in the in house storage area however) for tools and lawn equipment.  The new place...not so much.

At first I thought about one of those rent to own sheds but upon doing the math and such decided that I'm quite happy with one of those $300 (or less) metal sheds that Tanker, me and my bro (once properly bribed with a meal) can throw together.  All we really need it for is lawn equipment...there is plenty of storage space for my beloved power tools in the house until we're ready to build a real garage/workshop.  $300 spent (plus the cost of bribing my brother) is a whole sight better than $2k or more.

And it's all about saving monies, don't ya know!

Speaking of saving monies...okay, not that this is exactly SAVING money but when I get the distinct pleasure of furnishing a house that is twice the size of what we are currently in this is sorta saving (really it is)...I'm so super excited about this:

400 mile Yard Sale

The weekend after we move...close to our little area...a massive playground in which I get to frolic about in hopes of finding treasures to assist in filling in the spaces our severe lack of furniture will leave.  I'm hoping to find some goodies on the cheap that a little TLC can spruce right on up...I'm handy with a paint brush, staple gun, fabric and sander among other things.  Let me at 'em!  If all goes well, I'll bore you to bits with before, during and after shots.  Fingers crossed that all goes well....I've really got to be finding more chairs to cozy up to the massive dining room table I have plans to build!

All of that, of course, hinges on finding hidden treasures cheap.  I know, it can be done.  I'm keeping the budget on the shopping fun low however.  As much as I would love to go and spend thousands bedecking the grand ol' Victorian out in true style...I know that on a cash only diet that's just not feasible.

But I'll sure try!

Are You Paying Attention....

to the goings on in Nevada?

Here's a Google search...pick an article.

I've been watching a lot of mud tossing from supporters of both sides play out on my FB (yes, I do have some incredibly liberal friends that fully believe the .gov is meant to be in charge of every aspect of our lives...I know, how?) feed.

Do I know the whole story?  No.

Do I care to know the whole story? Not really.

Why?  Because the only thing that is ringing my own personal alarm bell is the fact there are 200 ARMED agents locking the ranch down over some grazing cattle and a turtle species (oh, and a possible solar energy plant and fracking).

Why the alarm bells?  Because of so many reasons.  One being the overall acceptance that this is totally okay by an alarming number of my friends...another being that the MSM is only just NOW paying attention to a fight that's been going on for the better part of a decade (that's really no surprise though, neither is the spin being put out on it).

So, are you paying attention?




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Ever Get the Feeling...

that the whole world is sort of holding its breath right now?

Waiting to see what is going to happen next?  Wondering when, exactly, the other shoe will drop?

There is just so much going on across the globe that one can hardly keep up.  Naturally, MSM is failing to put the most important things at the top of the reporting list but that is nothing new.  Throw a bit of celebrity gossip at the masses and bury the stuff that will (rather: should) get the masses riled.  The ones that are waking up are edgy, angry that they've been kept (allowed themselves to be kept) in the dark for so long...but not angry enough yet to act.

The whole thing is just a tinderbox waiting to go up in flames.

At First....

I thought this was a joke...a bad one...but a joke.

Congress doesn't get paid enough!?!

Rep. Jim Moran (D-VA) (aka MORON) needs to be brought down to the level of the lowest paid of his constituents.

Dear Rep. Moran and any other political figures that think like him;

Go straight to whatever hell you believe in.  Start using your PERSONAL wealth to pay for your living standards...not the monies you are paid to do a job you are not doing.  If the public worked as hard as Congress does, there would be absolutely no one being paid because they would have all been fired long ago.  You do not deserve a pay raise.  You do not deserve the money you are being paid.  And I'm beginning to suspect that you do not deserve lips to spread the idiocy that your obviously damaged brain conjures.

Dear Junkyard Dogs....

Enlisting your help.

I need an engine.  I honestly don't care how many miles are on it.  I need it to NOT cost me $3-4k+ shipped (zip code 42642, business)....I need it to run, not just be some usable parts.  I've got $1600 to buy the bitch and that is it.

2004 Dodge Durango 5.7L V8 Hemi, 4x4, VIN 8th is D.

Yes, I've ebay'd it...yes, I've done online searches....yes, local junkyards have been called (the one we know has one is currently battling insurance companies to get vehicles released for parting out).

I'm beyond tired of this game.

I've gotten ugly with Dodge on FB (hey, it's a KNOWN issue that THEY have refused to do anything about).

I'm thisclose to just burning the bitch down...but there's the whole owing money on it and pretty sure it would be illegal anyway.

Any leads you got, blast them to me.

Surprise, Surprise....

well, not really.

Not to any of you that have been reading here (or any of the other like minded blogs) in the past 4 years or so.

Headlines as I signed into Yahoo! this morning are MSM panic inducing...to a lot of folks...hopefully not to you (the usual suspects).

They go something like this:

NASA Civilization Collapse Study
Your Dollar isn't Buying (and isn't going to) Much at the Grocery
California to Farmers, "No water for you!" (sorry, it's a Fox link)
Ukraine (and the EU), Ukraine (and their Navy) and a little Turkey Talk (3 separate ones there)

And on it goes...people are shocked...well, at least some of the folks rolling about in my FB feed.  They genuinely did not see the food price hike coming and are angry.  "First my heating bill nearly triples and now this!"

Welcome to the New Age folks.

Get thee prepared.....

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Ugh....Just Ugh!

I swear, going over the budget and working out the numbers is going to be the death of me.  Why in the world I ever thought a career in Finance would work out is beyond me.

Math R hard.

I hates it.

It is not my precious...it's a filthy little hobbits.

Okay...geek-freak out complete.

The good news is that I've pretty well got everything worked out.  Thankfully.  Or I would have eventually found myself offering up a child sacrifice to Mammon.

Oh and the gofundme is gone.  We will do it all on our own.  It is our responsibility to deal with.

Also a decision that was made after seeing how a friend in "desperate" need whined about how though the need that was not a need but a want was met, it was not met fast enough to suit.  This hurt because I assisted in meeting some of the "need" and did a pass on items for my own spawns' holiday to do so (it was only two books worth but still).  It also brought to light (because it finally happened in a way that hurt) that we overlook our own needs so often that it puts us in a bind, like now.  A fiver or ten spot here and there adds up...and after looking over the financials from last year, I realized how many of those went elsewhere and not to our dwindling savings.

Not this year.

No, we won't be going full selfish mode.  But we will do a double check on where we stand before we offer help from now on.  There will be deep thought put into monetary donations from this point on.

That being said....next week a trip into town with several bags of outgrown but entirely serviceable clothing will be made so that they may find their way into the donation bin.  There will, hopefully, be several boxes of kitchenware and the likes as well.

The purge is underway.

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End of the Year Bitchy Post....

Just gonna lay all the gripey things that have been bothering me out there on the line.

2013's most annoying things for OzM:

1.  Family knowing that other family members are struggling, heartsick and just having a rough time in general but turning a completely blind eye to the issue and remaining self-absorbed and ignoring their own obligations to said family member(s).

2.  The "my shit don't stink" people.

3.  Having your intelligence questioned because you don't believe the way someone else does (on any number of things; not necessarily religion).

4.  Waiting and waiting on karmic payback.

5.  Finally:  Those that forever scam the system but come out smelling like roses regardless of how many levels of crap they've dove into while those that follow the rules and do the right thing are forever being screwed over....and over....and over.

Okay...now that that hissy fit is over (brought to you by so many things)....what are your plans for 2014?

Still working out the bare bones of ours.  Budget is being worked on as incoming numbers have changed in the past month.  Outgoing numbers are relatively the same but we're upping the amount paid in on the vehicles in hopes of wiping that out sooner (especially since the Durango is just a very expensive yard decoration right now...see gofundme goo to the left and if you feel the need to help out, thanks...if not, still thanks).  Credit reports are being pulled at the end of January and being gone over with a fine tooth comb as I've be remiss and not done that since some accounts were paid off.

Oh and nagging will commence soon....Tanker has not been as active in jostling the VA over treatment delays as he should.  That will be changing...rapidly....as he is constantly in pain, despite meds, and has "numb" episodes more and more often.  Not exactly conducive to healing.  I kinda figure since we fall into some sort of gray area where we make too much for help, but not enough to do more than bail out the leaking boat with a teaspoon, and he's not rated at 100% (which is a requirement for most of the aid programs out there) that the VA should at least get him going to the point that pain isn't an issue holding him back from getting back to work (which is what he wants).  Gonna be rough on him though as they want him to go back through physical therapy (because it worked soooo well the first time...note the sarcasm).

And I'm on the j-o-b hunt again (still but upping the search).  Positive thoughts there would be greatly appreciated.

Alas, such is life.

Here's to hoping the next year is kinder to us all!

Reassessment Time....

a move is in our future...again.

Don't get me wrong...we really do love the house, mostly.  There have been several issues pop up over the last month however that go to show us that the landlord had his crew rush to finish...and they finished badly.  All issues that he will be fixing, eventually.

The big thing for us is lack of land and selling price.  We sit on a half acre lot and have use of the adjacent half acre lot.  Unfortunately, the landlord is suffering under the delusion that the property is worth a lot...I'm sure it was, a couple of years ago.  But now, with no less than 5 homes for sale in a half mile radius...all for less or equal the amount he's asking (and the equal amount ones have way more land attached and more amenities)...his asking price is too high for us to say for sure we'll be buying at the end of our lease.

There are dozens of other properties, with large amounts of land (LARGE amounts...cannot stress that enough) that are in the same price range as this one.  We're talking double digit acreage...with a home....with streams/creeks/river frontage, barns, sheds, etc.  Of course, none of these fit our needs (ability to lease) when we moved back to KY...they still don't with the whole leasing thing.  But when the time comes to buy....they'll fit nicely in the bracket we intend to spend.

Naturally, we are aware that they likely won't be available (maybe...depends) when we're ready to buy...but we can hope.

Most will require a move further north in the State...not much further but some....a few are actually considerably closer to the School for the Deaf (which we are still assuming the eldest will need...assessments still pending there).  I do hate to move the screamers to yet another new school...their current one is ranked right up there with their last in how eager and willing they were to work with us on the eldest screamer's IEP.  Thankfully, my spawn are made of willow and bend with the wind.  Good thing since the wind tends to blow us a bit of everywhere.

So we begin with the whittling down of luxuries (not that there are a lot) to quicken the growth of our personal down payment fund (as the one the landlord is supposedly building will be null and void with our decision to not purchase...note that I am seriously doubting he is actually putting any percentage of our rent into any kind of account except his own personal one) along with saving up to get the junker Durango fixed (still so beyond pissed over that) because we just can't take the hit to the credit that trading it in on another vehicle (and getting a new loan) would give.  Thankfully....we've got time.  Not much...but time.

We hope.

Well Then...

Life's curve-balls are never ending it appears...you'd think I'd be used to it at this point!

Alas, I am not...so imagine my surprise when one day after forking over $500 to get the Durango fixed (supposed bad flywheel...I now have my doubts) it up and kaputs 45 minutes from home, resulting in not only a DEAD Durango but also a $265 towing bill.

As of now, it is looking a bit like we threw a rod...not 100% on it as we were on a jaunt to MO when the demise occurred and we were required to unpack said dead beast and try to cram it all into a Kia Spectra (yeah...go on...I'll wait while you figure how we managed camping gear and clothing for a week, two kids and two dogs in that).  If that is in fact the case....well...good-bye $5k for a new engine and the labor it will take.  That'll take a few months to gather, so in the meantime we are down to just the Kia and the beast is occupying a space strategically located near a tree that is dead and teetering dangerously.

So I've taken to finding paying gigs on the net...mostly copyright reading goo, survey junk (that I've done before and I know pays) and this news reading thingy (so far it's been mostly celebrity goo but I did learn about a new species of hammerhead shark).  The j-o-b thing for me is currently out of the question with one vehicle as said vehicle is currently employed in Tanker's school journeying (and VA journeying as he restarts physical therapy...yippee).  So it's penny-pinching to the max around these parts.  Nothing new.

I swear...life loves me...to death.

Saaaaa-Weeeetttt!

Tons of goodness today.

Got the go ahead to pick up the keys to the house a day early!  Had a decent bit of rain hit (of course, I had watered the garden early this morning).  Made some killer salsa with all the goodies from the garden.  The pinto, white and black beans are already starting to 'brown out' as we call it, so we MIGHT get the benefit of those plantings before we leave.  The black-eyed peas are doing the same.  All the plants I've transplanted from garden to pot are thriving which means we get to take at least some of the garden with us.

And finally....we've sold EVERYTHING we were wanting to sell except the trailer.  No biggie on the trailer...it'll sell; either here or there.

The moving countdown is officially under the two week mark and boy are we ever ready to go.

In other news, started the $5 jar and paying via cash only on Tuesday...there's already 1/10th of our goal in there.  Tanker commented on how he disliked the rapid decline of total cash in his billfold when he dumped the fivers but he likes that the balance in the jar is growing.  Give and take, Tanker, give and take.

And so, I leave you with a picture of what caused the screamers to squeal like teenage girls at a boy band concert....they insisted we look for the end so they could have the pot o' gold.  Unfortunately, the operator of the camera didn't double check the settings, so the picture just doesn't do this one justice.

$5 and a Big Pickle Jar...

So we have a few of those industrial size pickle jars (don't judge our love of pickles) and I read somewhere (probably Pinterest) about a lady that takes every $5 bill she get and puts it back.  In something like 7 years, she amassed over $20k...just sticking back every $5.

Pickle jar...you are about to become an experiment.  Starting sometime next month, the pickle jar will become the $5 jar.  A second one will become loose change jar.  (Note:  I should probably put one in my car as there is currently at least $4 worth of change hanging out in just the door pocket thingy right now.)

Since we will be transitioning from using debit for everything BACK to cash (with the exception of bills that are already set to be paid through ACH/Debit) only, we're sure to land on a Fiver now and again.  And change, oh boy...that will always be a given.  Tanker is down with the plan.  We both have noticed that we spend considerably more money paying via debit...so cash only and saving every little cent it is (literally).

Call it an experiment in curiosity more than anything.  We know what we spend via debit (it's there for me to see, download and pour over anytime I want).  Now we want to see how we'll do via cash only.

Confession...we aren't used to having the income we have now.  We're used to living on half the amount.  We went through a period of not knowing what to do with ourselves and wasting money.  It became easy to see it, want it, buy it.  And we found the screamers coming down with serious cases of the 'gimme' disease.  No more.

Spending like that didn't make us happy or make us better people.  It just gave us more crap to pack up and move or sell.  A flippin' headache.

Now, we're pretending that we're bringing in what we're accustomed to.  I don't check the balance after all the bills are paid and we have a set amount each pay period budgeted for groceries, gas and entertainment.  You know what, this month has been a good month for us.  Hopefully it's a preview of the new norm.